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Key Cross-State Variations in CCDF Policies as of October 1, 2018

截至2018年10月1日,CCDF政策的主要跨州变化

【作       者】:

艾丽卡·布洛姆、克里斯汀·布拉格、马修·钦格斯、托马斯·莫纳...

【机       构】: 城市研究所
【承研机构】:

【原文地址】: https://www.urban.org/research/publication/ironing-out-wrinkles-single-security
【发表时间】:

2020-01-31

摘要

In this brief, the authors assess the move by Fannie Mae and Freddie Mac to a single security, called the Uniform Mortgage-Backed Security (UMBS). After discussing the purpose of the single security, the authors review its success to date, the challenges that remain, and a recent proposal by the Federal Housing Finance Agency (FHFA) to address those challenges. The authors also offer thoughts on how the FHFA might use a more market-oriented approach to address the challenges more effectively.

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